Skip to content
Español
Profile photo of a State Farm Agent named: Gary Charlon

Would you like to create a personalized quote?

State Farm® Insurance Agent

Gary Charlon

Office Hours

Address

995 N Norma St Suite A
Ridgecrest, CA 93555-3125

Across the street from Del Taco; just north of the Drummond Ave & Norma St intersection

Profile photo of a State Farm Agent named: Gary Charlon

Would you like to create a personalized quote?

Office Info

Office Hours

Call or text us 24 hours a day!

Address

995 N Norma St Suite A
Ridgecrest, CA 93555-3125

Languages

English, Spanish, Tagalog

Welcome to Gary Charlon State Farm—Ridgecrest’s trusted local insurance agency for Auto Insurance, Life Insurance, Health Insurance, and more!

If you’re searching for dependable coverage in Ridgecrest, CA, you’re in the right place. At Gary Charlon State Farm, we offer insurance options for YOU and YOUR needs, taking the time to understand what matters most to you—so you can protect your world with confidence. Whether you need auto and life coverage, health insurance, or pet insurance, our experienced team is here to guide you every step of the way. Request a fast, convenient online insurance quote or call or text our office—whatever is easiest.

Why Choose Gary Charlon State Farm in Ridgecrest?

Proudly serving Ridgecrest and nearby communities for over 40 years, we understand the insurance concerns that affect everyday life here. We also support local youth sports and community initiatives like The RidgeProject, because giving back is part of who we are.

We provide a wide range of insurance products including coverage for vehicles, families, health needs, and pets—so you can find the right protection for your priorities. Our team is known for responsive, reliable support, with knowledgeable agents available to help 24/7 with questions, claims, and policy reviews.

Through our Financial Services Alliance with US Bank, we also offer financial products that complement your insurance coverage and support your long-term goals.

Protect What Matters Most—from the Valley's Trusted Local Insurance Agency

At Gary Charlon State Farm, we believe insurance is more than paperwork—it’s assurance. We deliver personalized recommendations and dependable service so you can move forward with clarity, knowing you have a trusted advocate on your side.

Contact us today for a free, no-obligation quote or to review your current policy. Visit our Ridgecrest office or reach out online to experience an insurance team that truly puts you first.

Committed to Building a Stronger Community

We live here, we love here, and we’re focused on helping Ridgecrest thrive. Led by lifelong Ridgecrest resident Gary Charlon, our agency is dedicated to creating positive local impact through initiatives like The RidgeProject.

Gary Charlon State Farm—Proudly Protecting Ridgecrest Families & Businesses Since 1980!

Call now, get an online quote, or stop by our office today. Experience the difference with Ridgecrest’s trusted local insurance professionals.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Ridgecrest, you can count on Gary for personalized service.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Ridgecrest, CA, reach out to Gary.

Q: What kind of insurance do I need for a leased vehicle? A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Gary is here to help your Ridgecrest household feel covered.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Looking for coverage? Talk with Gary about your options in Ridgecrest.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Gary is proud to serve the Ridgecrest community.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Serving Ridgecrest and the surrounding area, Gary can help answer your questions.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

Buying a manufactured home

This guide can help clear up some of the confusion that comes with buying a manufactured or modular home.

Tips for tenant screening

Screening tenants is your key to success. Find out how to check tenant credit reports and perform a background check.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

We help people manage the risks of everyday life, recover from the unexpected, and realize their financial dreams. People...Passion...Purpose. We're a little different from other companies. People are our main priority. We care about customers and their families. We use the passion we have in helping others to fuel our desire to provide exceptional service and constantly improve. Our purpose in this business is to inform, enlighten, and empower our State Farm customers to make the right decisions for their family's future.

our mission image 0
our mission image 1
our mission image 2

Lead by General Manager Chris Hill, our team sets out to provide the same exceptional customer service experience that the Charlon office has always been known for. We strive to build relationships with those who put their trust in us. In order to protect your world, we need to know it! Community focused, local, and family oriented - our team truly cares about you and this piece of paradise we call home.

our team image 0
our team image 1
our team image 2